Estimate only — not a licensed bid, appraisal, or tax advice. Numbers stay in your browser.
Bid worksheet
Contractor hourly rate calculator: the floor you should not bid under
Gossip rates from the next truck over ignore your overhead and real billable hours. Enter income goal, annual overhead, and honest billable hours — get a break-even rate and a rate with profit buffer.
Line-item workbenchLive calc
Bid stack
- Annual need
- $108,000.00
- Break-even rate
- $83.08/hr
- Target rate
- $97.74/hr
Uses 1,300 billable hours and 15.0% profit buffer
Common questions
Published averages vary by trade and city. This page calculates your required rate, not a national average.
Only if every hour is billable — uncommon. Estimating and drive time are usually not.
No — labor/rate floor only; materials use the markup tools.
No. Put self-employment tax into overhead or a tax reserve if you want it reflected.