Estimate only — not a licensed bid, appraisal, or tax advice. Numbers stay in your browser.

Bid worksheet

Overhead and profit calculator for construction bids

Direct cost alone is not a bid. Overhead for trucks, insurance, office, and unpaid estimating time still has to ride on the number. Enter direct cost, OH%, and profit markup to see the stack.

Line-item workbenchLive calc

Bid stack

Direct cost
$8,000.00
Overhead
$960.00
After overhead
$8,960.00
Profit
$896.00
Bid
$9,856.00

Markup 10.0% · Margin 9.1%

Common questions

Overhead is business cost not tied to one job; profit is what remains after direct cost and overhead.
No. This is contractor bidding math, not insurance claim advice.
Pick one language and stick to it; the page shows both so you do not underbid.
Divide annual overhead by annual direct cost (or revenue — be consistent). Enter yours.

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